Your dream car is within your reach

Understand how much you can buy and get tailor-made vehicle finance, with a choice of fixed or variable rates.

Apply now

Why choose us

Reasons customers choose FNB Dealership Finance.

Personalised interest rate

The interest rate is tailor made to suit you.

Immediate application feedback

Within 30 minutes you'll get an answer on the outcome of your application.

Finance vehicles up to 10 years old

Ability to buy previously owned vehicles. Subject to approval.

Instalment Sale or Lease Agreement

Choose an Instalment Sale to own the vehicle after your final payment, or a Lease Agreement for flexible use without outright ownership.

What Dealership Finance offers

A tailor-made vehicle finance solution to help you buy your dream car from a dealership.

Vehicle purchase price calculator

Understand how much you can buy for with the vehicle purchase price calculator

Fixed or variable rate

Choice of fixed or variable rate

Balloon payment

A reasonable balloon payment or residual value to match your agreement choice

Vehicles up to 10 years old

Buy a vehicle up to 10 years old

Finance from R30,000

Finance a vehicle for at least R30,000 after deposit

Repayment calculators

Determine your repayments with the vehicle repayment calculator

Enjoy peace of mind and a smooth ride

Optional value adds available with your vehicle finance.

Retrenchment Policy

Pays up to 9 monthly instalments when you are involuntarily retrenched and remain unemployed

Deposit Protector

Pays back your deposit if the vehicle is stolen or written off

Courtesy Car Policy

Pays for the use of a courtesy car for up to 21 days if your car is stolen, written off or damaged

Make sure you're covered

Various cover options available to make sure you're always taken care of.

Comprehensive Insurance

Covers vehicle to protect the customer and FNB

Cover Plus

The shortfall insurance which covers the difference that is owed to FNB and the insurance payout

Customer Protection Plan

Covers the outstanding balance in the event of death or permanent disability

Vehicle Warranty

Covers mechanical breakdown after the manufacturer's warranty expires

More about your options

Access to vehicle auctions

Access to regular auctions of various vehicles
Make an informed choice when you plan to purchase a pre-owned vehicle
Opportunity to bid on vehicles
Browse through auctions catalogues
Apply for vehicle finance should you find a vehicle you want to bid on

Instalment Sale or Lease Agreement

Choose the one that suits you best.

Instalment Sale Agreement — Means the vehicle is purchased from the dealer, or private seller but the bank owns the vehicle until you have finished paying it off. Monthly repayments are made over a specific period. When your final instalment has been paid, you take full ownership of the vehicle.

Lease Sale Agreement — Allows you to lease a vehicle from the financier with the option to buy the vehicle at the end of the agreement. Enjoy the use of the vehicle without outright ownership and the lease payments may be tax deductible.

Terms, conditions and rules apply.

Your dream car is within your reach

Get tailor-made vehicle finance with a choice of fixed or variable rates.

Qualifying criteria

•Permanently employed

•18+ with a driving licence

•Earn at least R6,000 a month and have a clear credit record

Required documents

•Proof of income (recent payslip or 3 months' payslip if you are self-employed)

•A signed declaration in accordance with the NCA

•A green bar-coded South African ID book/new ID card

•South African driving licence

•Proof of residence

•If you are a foreigner, a valid passport, permits and international driving licence are required

•Refugees will not be considered for vehicle finance

Apply for Dealership Finance

Get tailor-made vehicle finance with a choice of fixed or variable rates.

Apply now

How to get in touch

Call us on 086 111 5225

Call us on 086 176 5588

Find your nearest branch

Rules, terms and conditions apply.